Processing Windows & Cutoff Times

BM accesses fiat rails only on U.S. banking days. Please plan your transactions accordingly to avoid delays.

Transactions submitted before 3:45 PM ET on a U.S. business day will typically be processed the same day.
Transactions submitted after 3:45 PM ET or on non-business days will be processed on the next business day.

Currency

Rail

Cutoff (ET)

Settlement Time

Notes

USD

Same Day ACH

9:30 AM,

1:45 PM,

3:45 PM

1:00 PM,

5:00 PM,

6:00 PM

same day

Same-day settlement at receiving bank. Availability depends on that bank.

BM will typically send crypto within minutes after fiat is received in our bank account.

Last updated 21 days ago